Nigerians deserve straight answers about where their money sits.

Fintech Review NG is an independent publication based in Lagos. We test the wallets, digital banks, lending apps, savings platforms and payment tools that Nigerians actually use — with real Naira and a fixed testing script.

The Nigerian fintech market moves faster than its disclosure practices. Fees change quietly, promotional rates expire, and "instant" loans carry effective annual costs few borrowers ever see written down. Our job is to write it down.

We publish scores, fee tables and performance data, and we re-check every product each quarter so a review does not quietly go stale.